Investment Management

A wide range of services where you can choose your level of involvement in managing your investments. You can make all the investment decisions yourself and simply give us your instructions, you can access our expert advice for your portfolio or entrust the decisions to your dedicated investment managers.

As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

Semi-Annual Step Down Kick-out Plan Issue 4

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Semi-Annual Step Down Kick-out Plan Issue 4

When you invest in the Semi-Annual Step Down Kick-out Plan Issue 4, you may receive capital growth of 3.1% for each six month period that has elapsed (equivalent to 6.20% per annum) depending on the performance of the FTSE 100 Index. 

Potential early maturity (kick-out) on any anniversary date, from year two onwards, if the FTSE 100 Index is at or above its required kick-out level. 

The Plan includes a defensive feature, whereby the required kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and on each year thereafter. 

Capital is at risk if the Index closes below 60% of its Initial Index Level on the Investment End Date. 

Overview

  • Investment Term: Up to six and a half years
  • Potential return of 3.1% for each six month period that elapses
  • Potential kick-out from year two, and every six months thereafter
  • Defensive Feature: The kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and each year thereafter 
  • Capital is at risk, you could lose some or all of your initial investment 
  • Counterparty is Goldman Sachs International, which holds an 'A+' credit rating from Standard & Poor's 
  • Invest from £10,000

Key dates

ISA/ JISA transfer deadline

29 September 2017 (Stocks & Shares ISA transfer) 
6 October 2017 (Cash ISA transfer) 

Application deadline

20 October 2017

Investment start date

27 October 2017

Anniversary dates

28 October 2019, 27 April 2020, 27 October 2020, 
27 April 2021, 27 October 2021, 27 April 2022, 
27 October 2022, 27 April 2023 and 27 October 2023

Investment end date

27 October 2021

Product material

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