Investment Management

A wide range of services where you can choose your level of involvement in managing your investments. You can make all the investment decisions yourself and simply give us your instructions, you can access our expert advice for your portfolio or entrust the decisions to your dedicated investment managers.

As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

Semi-Annual Step Down Kick-out Plan Issue 7

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Semi-Annual Step Down Kick-out Plan Issue 7

When you invest in the Semi-Annual Step Down Kick-out Plan Issue 7, you may receive an accumulated amount of 3.15% for each six month period that has elapsed (equivalent to 6.3% per annum) depending on the performance of the FTSE 100 Index. 

Potential early maturity (kick-out) on any Anniversary Date, from year two onwards, if the FTSE 100 Index is at or above its required kick-out level. 

The Plan includes a defensive feature, whereby the required kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and on each year thereafter. 

Capital is at risk if the Index closes below 60% of its Initial Index Level on the Investment End Date. 

Overview

  • Investment Term: Up to six and a half years
  • Potential return of 3.15% for each six month period that elapses
  • Potential kick-out from year two, and every six months thereafter
  • Defensive Feature: The kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and each year thereafter 
  • Capital is at risk, you could lose some or all of your initial investment 
  • Counterparty is HSBC Bank plc, which holds an 'AA-' credit rating from Standard & Poor's 
  • Invest from £10,000

Key dates

ISA/ JISA transfer deadline

2 March 2018 (Stocks & Shares ISA transfer) 
9 March 2018 (Cash ISA transfer) 

Application deadline

29 March 2018

Investment start date

6 April 2018

Anniversary dates

6 April 2020, 6 October 2020, 6 April 2021, 
6 October 2021, 6 April 2022, 6 October 2022, 
6 April 2023, 6 October 2023 and 8 April 2024

Investment end date

6 October 2021

Product material

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