What we do best

Due to our wealth of experience and highly qualified staff that work in our Inverness, Wymondham and York offices, we offer support and advice in the matters that are important to you, your family and even your business. This allows us to incorporate all areas of wealth management advice into our recommendations.

We all have our own road map through life, our own goals and priorities. At Walker Crips Wealth Management we understand. We give advice on an investment plan that will help you. We understand that life throws unexpected obstacles in our way, so our journey along that road is never quite as we envisaged. That’s why we provide our clients with regular reviews – so that we can keep financial plans on the right track and adapt to your changing circumstances.

We focus on financial planning.

This involves considering all of your circumstances and planning an effective long-term strategy that works for you. Financial planning gives you the tools to make an informed decision that is right for you, both for now and for the future. Depending on your requirements, below are some of the services we can offer to you.

Retirement planning and pensions:

What are you going to do when you have all that free time on your hands? Whether it’s a luxury cruise or spending more time with the family, you will most likely need a regular income to fund your retirement. This income may come from your pensions, but also from other savings such as ISAs, your business if you are self-employed, other investments and deposits and even maybe from downsizing your home or releasing some of the equity held within.

Retirement planning involves thinking about your plans for later life now, and investing your money with the aim of maximising its value when you are ready to retire. The earlier you plan for retirement, the more easily your goals can be achieved, but it’s never too late to make a difference. Whether you are just starting out with a new pension or savings plan, or you already have existing pension policies in place, we can offer you more options on the shape and quality of your future.

Retirement options, including annuities:

Whether you’re 10 years away from or fast approaching your chosen retirement age and you’ve built up your pension and savings pots, what’s the best way of taking your pension income? At Walker Crips we help you navigate a way through the maze of options, providing you with a solution that best suits your circumstances, taking into account your age, health, family situation plus all of the tax and legislative issues that have to be faced.

Investing and saving

Whether you are considering making a lump sum investment and/or regular savings, we help you:

Plan – whether that’s planning for your children’s education, providing an income through retirement, helping your children onto the property ladder or simply making your money work harder.

Manage risk – how much risk do you need to take to meet your goals and how much risk are you comfortable with taking? We provide advice that is tailored to you, whether you are an adventurous or cautious investor, or somewhere in between.

Maximise returns - this doesn’t mean taking a high-risk strategy but is much more about reducing the costs and tax, delivering your goals within the required timescales. At Walker Crips we have the expertise to make your investments as tax-efficient as possible. Our investment strategies can be designed to minimise costs with little or no involvement from yourself, or perhaps you would like a full discretionary management service – the choice is yours.

Inheritance tax and estate planning:

During the course of your life you may have built up money and assets that you would like to leave to your loved ones. As part of our service, we have in-house experts to advise you on your estate planning, including the use of trusts and how to minimise inheritance tax.

Life assurance, critical illness insurance and income protection:

When it comes to your family and their financial security, you want to protect them. If you become ill, the last thing you need is to be worrying about potential financial implications. We can never know what is waiting round the corner, but, we help to make sure that you and your loved ones are prepared. Life assurance, critical illness cover and income protection insurance can all help to give you some peace of mind if the worst should happen. Both for Individuals and Businesses, whatever your circumstances, we find you the most appropriate protection solution for your needs.

Auto-Enrolment Workplace Pensions:

The Government is encouraging all workers to save for retirement and has therefore, by way of a new law, introduced auto-enrolment. This new law means employers must have a pension scheme set up for their staff, into which they can automatically be enrolled on their staging date. At Walker Crips we can help with auto-enrolment in any way you need - whether it's implementing the entire process for you or just advising along the way. Working together with you and the product provider, we make auto-enrolment pain-free for you and your business!

Why choose us?

  • Over 100 years experience
  • Award winning financial planning specialists
  • Offer holistic & personalised financial plans
  • Industry leading customer satisfaction rating

Contact us

York Office
Foss Islands House
Foss Islands Road
York
YO31 7UJ
01904 544 300

Inverness Office
2 Ardross Street
Inverness
IV3 5NN
020 3100 8109

Wymondham Office
3 Church Street
Wymondham
Norfolk
NR18 0PH
020 3100 8113

(Mon-Fri: 8.30am-5.30pm)

It is important to remember that the value of investments can go down as well as up and it is possible to get back less than you invested, especially in the early years. Past performance is no guarantee of future returns and interest rates and dividends are variable and cannot be guaranteed in the future. Any tax treatment mentioned is based on personal circumstances and current legislation which is subject to change. In the event of a client having a complaint about our services we will do our best to resolve that complaint promptly and to the client's satisfaction. However if we are unable to do so, the client may have the right to complain to the Financial Ombudsman Service. Further information can be found on the Financial Ombudsman Services's Website at www.financial-ombudsman.org.uk.