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Step Down Kick-out Plan Issue 4

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When you invest in the Step Down Kick-out Plan 4, you may receive capital growth of 6.3% for each year of your investment depending on the performance of the FTSE 100 Index.

Potential early maturity (kick-out) on any anniversary date, from year two onwards, if the FTSE 100 Index is at or above its required kick-out level.

The Plan includes a defensive feature, whereby the required kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and on each year thereafter.

Capital is at risk if the Index closes below 60% of its Initial Index Level on the Investment End Date.

Overview

Investment Term: Up to six years
Potential return of 6.3% for each year that elapses
Potential kick-out from year two
Defensive Feature: The kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and each year thereafter
Capital is at risk, you could lose some or all of your initial investment
Counterparty is HSBC Bank plc, which holds an 'AA-' credit rating from Standard & Poor's
Invest from £10,000

Key dates

ISA/ JISA transfer deadline

19 January 2018 (Stocks & Shares ISA transfer)
26 January 2018 (Cash ISA transfer)

Application deadline

9 February 2018

Investment start date

16 February 2018

Anniversary dates

17 February 2020, 16 February 2021, 16 February 2022
and 16 February 2023

Investment end date

17 February 2020

Product material

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