Investment Management

A wide range of services where you can choose your level of involvement in managing your investments. You can make all the investment decisions yourself and simply give us your instructions, you can access our expert advice for your portfolio or entrust the decisions to your dedicated investment managers.

As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

Semi-Annual Step Down Kick-out Plan Issue 10

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Semi-Annual Step Down Kick-out Plan Issue 10

When you invest in the Semi-Annual Step Down Kick-out Plan Issue 10, you may receive an accumulated return of 3.15% for each six month period that has elapsed (equivalent to 6.3% per annum) depending on the performance of the FTSE 100 Index. 

Potential early maturity (kick-out) on an Anniversary Date where the FTSE 100 Index is at or above its required kick-out level.

The Plan includes a defensive feature, whereby the required kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and on each year thereafter.

Capital is at risk if the Index closes below 60% of its Initial Index Level on the Investment End Date. 

Overview

  • Investment Term: Up to six and a half years
  • Potential return of 3.15% for each six month period that elapses
  • Potential kick-out from year two, and every six months thereafter
  • Defensive Feature: The kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and each year thereafter 
  • Capital is at risk, you could lose some or all of your initial investment 
  • Counterparty is Goldman Sachs, which holds an 'A+' credit rating from Standard & Poor's 
  • Invest from £10,000

Key dates

ISA/ JISA transfer deadline

25 May 2018 (Stocks & Shares ISA transfer) 
1 June 2018 (Cash ISA transfer) 

Application deadline

15 June 2018

Investment start date

22 June 2018

Anniversary dates

22 June 2020, 22 December 2020, 22 June 2021, 22 December 2021, 22 June 2022, 22 December 2022, 22 June 2023, 22 December 2023 and 24 June 2024

Investment end date

22 December 2021

Product material

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