Investment Management

A wide range of services where you can choose your level of involvement in managing your investments. You can take all the investment decisions yourself and simply give us your instructions, you can access our expert advice for your portfolio or entrust the decisions to your dedicated investment managers.

As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

Solent financial planning team

Our Hampshire-based financial planning team provides financial advice to individuals, families, businesses and trusts.

Our team

Nick Lee
Regional Director

Nick joined Walker Crips in 2021 as the Regional Director of the financial planning team in the south, having advised clients for over 25 years. Nick is a fellow of the Chartered Institute of Securities and Investment and divides his time between managing and growing the Wealth Management Division and advising a wide variety of high net worth private clients and trustees, with a particular specialism in tax-efficient investment planning and estate planning.

[email protected]
020 3100 8696

Charles Cavendish
Associate Director

Charles joined Walker Crips in 2021, after advising at various national IFA practices for over a decade. He works with a variety of high net worth clients and trustees specialising in estate planning, pensions and investment advice. Charles is a Chartered Financial Planner, Fellow of the Personal Finance Society, and holds the Society of Trust and Estate Practitioners certificate for financial services.

[email protected]
020 3100 8196

Kris Watts
Paraplanner

Kris has over 25 years of experience in the finance industry and has a wide knowledge of financial services, investments and pensions; over this time, he has held almost every position in the back office support function. As part of his role as a paraplanner in the Walker Crips Wealth Management division, Kris is responsible for researching and creating bespoke client reports, whilst also providing technical support for consultants. He is also a reassuring point of contact for clients helping out with any queries that they may have along the way.

[email protected]
020 3100 8140

Jasmine Ng
Wealth Administrator

Jasmine is an administrator within the Wealth Management Division. She started her financial services career with Old Mutual Wealth in 2013 before moving to work with Independent Financial Advisers in 2016. Since then, Jasmine has gained a wealth of knowledge in pensions, investments and insurance enabling her to support the advisers and their clients in the best way that she can.

[email protected]
020 3100 8263

Services

Cashflow planning

Are you worried about the sustainability of your financial arrangements? Perhaps you are concerned about the impact of withdrawals on your capital or the effect of inflation? We use market-leading analysis tools that can take these factors into account to guide and inform you on your financial planning, showing you how much money you could have in the future and whether you're on track to achieve your financial goals.

Pensions & retirement planning

Looking for advice on saving into a pension and planning for your retirement? It is never too early to start planning. We will look to understand your retirement objectives and use your desired retirement lifestyle and ambitions as a base to advise you on how to best plan and save before you retire, and how to access those benefits when you finally do retire.

SIPP/SSAS services

If you are seeking greater control over your pension investments or have specific requirements linked to your business, we can review your circumstances and objectives to assess whether utilising a SIPP or SSAS arrangement may help to meet this. SIPP or SSAS arrangements may allow for you to make a loan to your business from the pension scheme, or perhaps purchase your business premises or other commercial property should this be of interest.

Investments

Would you like to see your money work harder for you? Or even use it to generate a sustainable income? We conduct in-depth research on the investment options available to our clients. We gain an understanding of our clients’ investment experience and appetite for investment risk and tailor our solutions to recommend the most suitable investment options to them. We will also consider the most appropriate tax wrappers and suggest a diversified asset allocation that meets their investment objectives.

Tax planning

We advise our clients on structuring their finances tax efficiently. Taxation can be difficult to understand. There may be a number of tax allowances and reliefs available to you of which you are not currently taking advantage. The more tax you pay, the harder your investments must work to achieve the same returns. We can help you identify how to use these allowances and reliefs effectively and advise you on which you should use.

Inheritance tax & estate planning

We will help you structure your financial affairs to ensure your money can be passed on to your loved ones efficiently, both during your lifetime and when you pass away; making sure your money ends up with the people you want for the reasons you choose. We will work with you, in conjunction with your solicitor and accountant to provide you with a tailored solution that achieves your objectives.

Protection

Many families would struggle to make ends meet if a family member developed a serious illness or passed away. This is why it is so important to take advice to ensure you have the right level of financial protection and insurance in place. The main reasons for setting up financial protection are to:

  • Maintain your lifestyle and make any debt repayments if you became unable to work due to an accident or illness;
  • Provide for your family if you passed away or developed a serious illness;
  • Cover a future inheritance tax bill.

Business protection

Have you considered the financial impact of the loss of a key person to your business? Or perhaps you are concerned about what happens to your share of the business should anything happen to you or another director? We can recommend suitable assurance plans for these situations that will give you peace of mind. If you are a company director, you may wish to consider Relevant Life cover as a more tax-efficient alternative to conventional life cover.

Contact

Should you have any questions or require any further information please call 020 3100 8864, email [email protected] or fill in the form below to request a call back.