Walker Crips - Pensions

Investment Management

A wide range of services where you can choose your level of involvement in managing your investments. You can make all the investment decisions yourself and simply give us your instructions, you can access our expert advice for your portfolio or entrust the decisions to your dedicated investment managers.

As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

Pensions

Offering Self Invested Personal Pensions (SIPPs), Small Self-Administered Schemes (SSASs) and a pension trustee service

SIPP

What is a SIPP?
A Self Invested Personal Pension (SIPP) is a bespoke pension arrangement designed for individuals looking to control their pension fund investments.

SIPPs offer significant benefits in pension and tax planning, allowing considerable flexibility. Clients can contribute up to the annual allowance in any one tax year, and take advantage of any unused relief by way of carry forward.

(Note: If a client is in receipt of the new flexi-access income streams, the Money Purchase Annual Allowance will apply).

The Walker Crips SIPP
At Walker Crips Pensions, our team will work with you directly or alongside your adviser, to develop a pension that aligns with your retirement goals.

Our charges are clear and competitive.

→ View our fees

When switching to our SIPP, our team will help make the process as simple and as straightforward as possible.

SSAS

What is a SSAS?
A Small Self-Administered Scheme (SSAS) is an employer sponsored 'defined contribution pension scheme' limited to 11 members, often the owner, directors and family members who are employees.

Some benefits of a SSAS:

  • Members are appointed trustees and have control and flexibility over the pension scheme’s assets and investment choices
  • A greater range of investments is permitted and it has fewer administrative requirements than other occupational schemes
  • No CGT when disposing of investments in the SSAS
  • Making a loan back to the employer
  • Purchase the business property and lease it back to the company on commercial terms
  • Benefits at retirement may be provided as income and/or a tax-free cash lump sum

The Walker Crips SSAS
At Walker Crips Pensions, our team will work with you directly or alongside your adviser, to arrange and manage your SSAS.
You set your goals for your SSAS, you decide what you wish your SSAS to invest in, and we will help support you in the process.

We provide guidance to you to help ensure your SSAS stays within HM Revenue & Customs (HMRC) rules. This may include contribution limits, how the pension savings are allocated to the members, how the funds are invested, and what benefits can be paid.

When switching to our SSAS, our team will help make the process as simple and as straightforward as possible.

Transfer to Walker Crips Pensions

Call us on 01904 544300 or email [email protected] to transfer a SIPP or SSAS to us.

Our team

Wendy Eastwood

Managing Director, Pensions

A highly accomplished pensions professional, with over 27 years experience at Walker Crips in establishing and working with clients for their small self-administered schemes (SSASs). Wendy is knowledgeable and approachable for all your technical queries. She also has a good general background in financial services and has qualifications through the CII.

Don Formals

Financial & Operations Director, York

Don is an FCCA qualified accountant who joined Walker Crips in 2000 and became York Office Finance Director in 2014. He is responsible for financial governance across the York Office; in 2017 his role was enhanced to include Operations. Don has gained extensive accountancy experience during his time at Walker Crips and prior, including working within the Corporate Recovery division at Arthur Andersen in Birmingham and various practice roles before moving to this industry.

Martin Fairburn

SIPP Department Manager

Martin has over 25 years' experience in the pensions industry. Uncompromising on quality and together with the Walker Crips SIPP team consistently receive excellent feedback from our clients.

Steven Smallwood

SIPP Client Manager

Steve has worked in the financial services industry for 25 years and has been part of the SIPP team at Walker Crips since 2010. He is very approachable, providing a high quality and efficient service.

Liz Robinson

SIPP Client Manager

Liz has worked in the financial services industry for eighteen years. Having been part of the SIPP team at Walker Crips since 2016, her support to the team is integral to its efficient running.

Sarah Longstaff

SSAS Client Services & Technical Manager

Sarah has worked in the financial services industry for almost 30 years, and in the last nineteen years she has specialised in SSAS. She has her own portfolio of schemes and provides technical support for the team.

Fiona Airey

SSAS Operations & Client Manager

Fiona has worked in the pensions industry for over a decade, most of which has been in the SSAS sector. With a strong SSAS administration background, Fiona strives for the best outcomes for our clients and the team as a whole.

Samantha Kelly

SSAS Data Administrator

Sam recently embarked on a career in financial services after working in management accounting for the past four years. She is completing her training in all areas of SSAS pensions and is very approachable for all your general queries.

Request a call back

Should you have any questions or require any further information please call 01904 544300, email [email protected]k or fill in the form below to request a call back.

Subscribe for free resources
& news updates.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form