Investment Management

A wide range of services where you can choose your level of involvement in managing your investments. You can make all the investment decisions yourself and simply give us your instructions, you can access our expert advice for your portfolio or entrust the decisions to your dedicated investment managers.

As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

Financial planning

Our financial planning team provides financial advice to individuals, families, businesses and trusts

Impartial financial advice

We understand that you need advice you can rely on as you look to meet your financial goals. We are not tied to any product providers, and we consider a range of products offered across the market to ensure that the advice we give is specifically tailored to your individual needs. We will arrange a bespoke financial plan for you, and provide ongoing support and assistance for as long as you need us, to meet your financial goals and to give you the best outcome that we can.

We are continually strengthening our financial planning team, expanding our advisory offering, and setting the foundations for our continued growth so that we can bolster our high-quality service to the benefit of our clients.


Our service includes advice to you in the following areas:

Cashflow planning

Are you worried about the sustainability of your financial arrangements? Perhaps you are concerned about the impact of withdrawals on your capital or the effect of inflation? We use market-leading analysis tools that can take these factors into account to guide and inform you on your financial planning, showing you how much money you could have in the future and whether you're on track to achieve your financial goals.

Pensions & retirement planning

Looking for advice on saving into a pension and planning for your retirement? It is never too early to start planning. We will look to understand your retirement objectives and use your desired retirement lifestyle and ambitions as a base to advise you on how to best plan and save before you retire, and how to access those benefits when you finally do retire.

SIPP/SSAS services

If you are seeking greater control over your pension investments or have specific requirements linked to your business, we can review your circumstances and objectives to assess whether utilising a SIPP or SSAS arrangement may help to meet this. SIPP or SSAS arrangements may allow for you to make a loan to your business from the pension scheme, or perhaps purchase your business premises or other commercial property should this be of interest.

Investments

Would you like to see your money work harder for you? Or even use it to generate a sustainable income? We conduct in-depth research on the investment options available to our clients. We gain an understanding of our clients’ investment experience and appetite for investment risk and tailor our solutions to recommend the most suitable investment options to them. We will also consider the most appropriate tax wrappers and suggest a diversified asset allocation that meets their investment objectives.

Tax planning

We advise our clients on structuring their finances tax efficiently. Taxation can be difficult to understand. There may be a number of tax allowances and reliefs available to you of which you are not currently taking advantage. The more tax you pay, the harder your investments must work to achieve the same returns. We can help you identify how to use these allowances and reliefs effectively and advise you on which you should use.

Inheritance tax & estate planning

We will help you structure your financial affairs to ensure your money can be passed on to your loved ones efficiently, both during your lifetime and when you pass away; making sure your money ends up with the people you want for the reasons you choose. We will work with you, in conjunction with your solicitor and accountant to provide you with a tailored solution that achieves your objectives.

Protection

Many families would struggle to make ends meet if a family member developed a serious illness or passed away. This is why it is so important to take advice to ensure you have the right level of financial protection and insurance in place. The main reasons for setting up financial protection are to:

  • Maintain your lifestyle and make any debt repayments if you became unable to work due to an accident or illness;
  • Provide for your family if you passed away or developed a serious illness;
  • Cover a future inheritance tax bill.

Business protection

Have you considered the financial impact of the loss of a key person to your business? Or perhaps you are concerned about what happens to your share of the business should anything happen to you or another director? We can recommend suitable assurance plans for these situations that will give you peace of mind. If you are a company director, you may wish to consider Relevant Life cover as a more tax-efficient alternative to conventional life cover.

Our team (York)

Dominic Martin

Managing Director

Dominic joined Walker Crips in 1994, after graduating from De Montfort University with a degree in Land Management, specialising in retail and commercial property valuation, property development, investment and finance. After becoming a Managing Director in 2017, Dominic now divides his time between advising clients and managing the Wealth Management division.

[email protected]
01904 544329

Don Formals

Finance and Operations Director

Don is an FCCA qualified accountant who joined Walker Crips in 2000 and became York Office Finance Director in 2014. He is responsible for financial governance across the York Office; in 2017 his role was enhanced to include Operations. Don has gained extensive accountancy experience during his time at Walker Crips and prior, including working within the Corporate Recovery division at Arthur Andersen in Birmingham and various practice roles before moving to this industry.

[email protected]
01904 544306

Nick Lee

Regional Director

Nick joined Walker Crips in 2021 as the Regional Director of the financial planning team in the south, having advised clients for over 25 years. Nick is a fellow of the Chartered Institute of Securities and Investment and divides his time between managing and growing the Wealth Management Division and advising a wide variety of high net worth private clients and trustees, with a particular specialism in tax-efficient investment planning and estate planning.

[email protected]
020 3100 8696

Charles Cavendish

Associate Director

Charles joined Walker Crips in 2021, after advising at various national IFA practices for over a decade. He works with a variety of high net worth clients and trustees specialising in estate planning, pensions and investment advice. Charles is a Chartered Financial Planner, Fellow of the Personal Finance Society, and holds the Society of Trust and Estate Practitioners certificate for financial services.

[email protected]
020 3100 8196

Scott Heslin

Associate Director

Scott has over fifteen years of experience in financial planning both domestically and internationally, including positions at Brewin Dolphin, Tilney and HSBC International. In his role at Walker Crips Wealth Management, Scott undertakes assignments across a broad spectrum of client requirements and objectives, while continuing to focus on specialisms within investment planning, retirement planning, IHT strategy and mitigation and tax-led investment planning.

[email protected]
020 3100 8194

Scott Palmer

Chartered Financial Planner

As a Chartered Financial Planner, Scott has a demonstrated history of working with individuals, entrepreneurs and businesses over the last 17 years. Through his experiences, he has built financial plans and solutions for clients in various areas such as pensions, life assurance, business protection, estate planning, trusts, corporate pensions, employee benefits, personal investments, savings and tax planning. Scott’s personable and approachable manner helps to ensure clients feel comfortable in the knowledge their needs and finances are well looked after.

[email protected]
01904 544346

James Bonarius

Chartered Financial Planner

James is a Chartered Financial Planner and member of the PFS with over 20 years of experience working in financial services. He provides personal financial planning and wealth management services to private individuals, families, professional partners and business owners. His advice primarily focuses on pension funding, retirement and estate planning. James takes great pride in building lasting and trusting relationships with his clients, enabling him to truly understand their goals and aspirations and provide a unique and tailored service.

[email protected]
01904 544316

Julie Rossington

Wealth Management Consultant

Julie first joined Walker Crips in 2010 and has more than 25 years of experience in the sector, specialising in pension and investment planning. She is responsible for managing the pension and investment portfolios for a wide range of clients, and also deals with corporate clients. Julie is fully qualified in financial planning with the level 4 Diploma in Financial Planning.

[email protected]
01904 544309

Graham Knott

Wealth Management Consultant

Graham has over ten years of experience in the financial services industry and is currently working towards his Chartered status. He is passionate about helping his clients and their families achieve their financial goals and prides himself on being able to explain complex financial rules to his clients in a way that is easy to understand.

[email protected]
01904 544328

Lisa Starkey

Compliance Manager

Lisa is the Compliance Manager for the Wealth Management and Pensions divisions. Lisa first joined the company in 1991 as a Life and Pensions Administrator and obtained the Financial Planning Certificate before joining the Compliance team in 2006. Having worked in various departments, she has a good understanding of all aspects of the business and the financial services industry.

[email protected]
01904 544327

Brett Duncan

Client Services Manager

Having first joined the company in 1991, Brett has a wealth of knowledge on all aspects of wealth management for both individual and corporate clients. With the introduction of Auto Enrolment, Brett successfully assisted over 60 employers in meeting their regulatory requirements. He also manages many Group Life Death in Service and Group Income Protection Schemes. As well as managing corporate clients, Brett also deals with new and existing ISAs, investment and pension portfolios, and investment bonds for the company's individual client base.

[email protected]
01904 544314

Tricia Moss

Paraplanner

Tricia Moss is a Paraplanner for the Wealth Management division. She has over 25 years of experience in the industry, having started out as a Consultant before becoming a Paraplanner. Having worked for Walker Crips Wealth Management since August 2013, Tricia prides herself in providing an efficient service to consultants and clients alike.

[email protected]
01904 544341

Kris Watts

Paraplanner

Kris has over 25 years of experience in the finance industry and has a wide knowledge of financial services, investments and pensions; over this time, he has held almost every position in the back office support function. As part of his role as a paraplanner in the Walker Crips Wealth Management division, Kris is responsible for researching and creating bespoke client reports, whilst also providing technical support for consultants. He is also a reassuring point of contact for clients helping out with any queries that they may have along the way.

[email protected]
020 3100 8140

James Mayo

Trainee Adviser

James started out in the Pensions division in 2018, where he administered various Small Self-Administered pension schemes and Funded Unapproved Benefit Schemes. In 2020 he moved to the Wealth Management division to undertake a Trainee advisor role . As well as studying for his exams to become a financial planner, James deals with new and existing stock and shares ISAs, investment portfolios, and pension portfolios for his designated consultant Graham Knott.

[email protected]
01904 544317

Kyle Davies

Trainee Adviser

Kyle joined Walker Crips in 2020 as a Trainee Advisor. Having studied Finance and Investment Management at Northumbria University, Kyle is keen to begin a career in wealth management. Over the next three years, he will be gathering the expertise and knowledge necessary to achieve the CII Diploma in Regulated Financial Planning.

[email protected]
01904 544339

Our team (London)

Geoff Wright

Managing Director

Geoff has over 25 years’ experience in the provision of financial and investment advice to wealthy individuals, as well as to a variety of entrepreneurs and businesses and their senior executives. Geoff has worked with a wide range of clients and has experienced many changes in both the investment and financial planning landscape and uses this experience to guide our clients through an increasingly complex and volatile world. He is a chartered financial planner which is the highest qualification in our profession and holds an MBA from Cranfield, having graduated from Newcastle University in 1986 after studying Agriculture and Economics.

[email protected]
020 3100 8220

Michael Lewis

Chartered Financial Planner

Mike has worked in the financial services industry since 2004, gaining a considerable amount of experience in providing clients with bespoke financial planning and investment advice. He has a degree in Mathematics and Computer Science, holds Chartered Financial Planner status and is a Fellow of the Personal Finance Society. Mike enjoys the problem-solving aspect of financial planning which involves designing bespoke solutions for our clients to help them achieve their goals. Mike provides advice in all areas of financial planning with a particular focus on retirement planning and investment strategies.

[email protected]
020 3100 8609

Edward Naylor

Financial Planner

Ed is a financial planner and has been with the company since graduating from Southampton University with a degree in History. As well as advising clients on financial planning and investments he is also involved in investment research and analysis. He holds the Investment Management Certificate (IMC), the Certificate in Discretionary Investment Management (through the Chartered Insurance Institute) and the Diploma in Financial Planning.

[email protected]
020 3100 8201

James Piper

Financial Planner

James has been advising private clients on their financial strategies and the management of their wealth since 2004, joining the company in 2001. He’s a graduate of Business and Law and holds the Diploma in Financial Planning and the Investment Management Certificate. He has helped revise and evolve the firm’s investment proposition, ensuring the high standards are maintained for delivering the underlying investment selection so crucial to the financial planning for our clients.

[email protected]
020 3100 8244

Michael Gower

Financial Planner / Technical Support

Mike is responsible for the technical support team. He has held senior positions with a number of financial advisers including Managing Director of the IFA Consultancy Division of Minet. He has been involved in financial services since graduating from Liverpool University thirty-five years ago.

[email protected]
020 3100 8611

→ Learn more

Request a call back

Should you have any questions or require any further information please call 01904 544300, email [email protected] or fill in the form below to request a call back.

There is no cost or obligation at our first meeting, and at that meeting, we will detail all future adviser charges before we commence working for you.

York team documents

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