Investment Management

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UK Step Down Kick-out Plan (SAN075)

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When you invest in the UK Step Down Kick-out Plan (SAN075), you may receive an accumulated return of 6.70% for each year of your investment depending on the performance of the FTSE 100 Index.

The Plan has the potential to mature early (kick-out) on an Anniversary Date if the FTSE 100 Index is at or above a predetermined kick-out level.

The required kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and annually thereafter, stepping down to a required Final Index Level of 80% of the Initial Index Level.

Capital is at risk if the Index closes below 65% of its Initial Index Level on the Investment End Date.
You could lose some or all of your Initial Investment.

Overview

Investment Term: up to six years
Potential return of 6.70% per annum, payable on maturity
Possible kick-out from year two, and annually thereafter
Kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and annually thereafter
Final Index Level: 80% of Initial Index Level
Counterparty is Santander UK plc, which holds an 'A' credit rating from Standard & Poor's
Invest from £10,000 (£5,000 for JISA)

Key dates

ISA/ JISA transfer deadline

30 May 2025 (Stocks & Shares and Cash)

Application deadline

13 June 2025

Investment start date

20 June 2025

Anniversary dates

21 June 2027, 20 June 2028, 20 June 2029 and 20 June 2030

Investment end date

20 June 2031

Product material

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